Are you just tired of banking with the big 5 banks in Canada?! When you are paying like $5-$20 a month in maintenance fees just to keep the damn thing?! Well, you will never have to deal with that anymore!!

Introducing KOHO App, an absolutely FREE Visa Credit Card but with the benefits of a TRUE CHEQUING account. You can do anything and everything with KOHO like you would with a normal chequing and credit card account.

We want your personal info and credit history to be secured so we will never request for a credit file check. Your application will be approved instantly and you will receive the KOHO Visa Credit Card in the upcoming days.

• Enjoy a generous 1.5% cashback on all of your purchases with your brand new KOHO Visa Credit Card. There are no restrictions on type of purchases made so you never have to second guess if an item qualifies. You can withdraw the cashback earned at anytime no questions asked and no approval required.
• Bi-weekly or monthly Direct Deposit of your hard earned pay cheques is available and quite easy to setup. Your account will include a routing and transit number.
• RoundUps – A CLEVER WAY TO SAVE – Every purchase you make is rounded-up to the nearest $1, $2, $5 or $10 and the difference will be saved for the future. You can withdraw at anytime no questions asked and no approval required.
• You will earn 1.2% APY interest on your whole balance. No fees, no minimum balance, no teaser rates, no gimmicks required to start earning today!
• You will receive:
  1 Physical KOHO Visa Credit Card
  1 Virtual KOHO Visa Credit Card (different number)

Currently KOHO Visa App is only available in Canada with compatible Android and iPhone devices, we apologize for the inconvenience. KOHO Visa App is backed by Peoples Trust Company. All cash balances are insured by the Canada Deposit Insurance Corporation (CDIC) up to $100,000.